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What business payment fraud actually costs, by year
Reported losses from business email compromise and wire fraud, transcribed from the FBI Internet Crime Complaint Center annual reports. Every figure links to the page it came from. Cite it, quote it, embed it. Attribution is the only condition.
Updated August 22, 2026 · Latest full year 2025
$3.05 billion
$3,046,598,558 across 24,768 complaints, an average of $123,006 per complaint.
FBI IC3 Annual Report 2025Second by losses
Only investment fraud, at $8.65 billion, cost more in 2025.
FBI IC3 Annual Report 2025$20.88 billion
1,008,597 complaints, the first year past one million, with an average loss of $20,699.
FBI IC3 Annual Report 2025$679 million
The IC3 Recovery Asset Team ran the Financial Fraud Kill Chain on 3,900 incidents worth $1.16 billion in attempted theft and froze funds in 58 percent of them.
FBI IC3 Annual Report 2025Up 10 percent
From $2,770,151,146 to $3,046,598,558, with 3,326 more complaints filed.
FBI IC3 Annual Reports 2024 and 2025Reported BEC losses by year
These are reported losses. The FBI counts only what victims file, so read each number as a floor rather than a total. Complaint counts rose faster than losses in 2025, which usually means more small businesses filing rather than fewer large frauds.
21,489 complaints filed, an average of $137,132 each
21,442 complaints filed, an average of $129,193 each
24,768 complaints filed, an average of $123,005 each
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Coffr, "The BEC and Wire Fraud Loss Index," compiled from FBI IC3 annual reports. https://getcoffr.com/fraud-loss-index
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<a href="https://getcoffr.com/fraud-loss-index">The BEC and Wire Fraud Loss Index</a>, Coffr, compiled from FBI IC3 annual reports.
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